:root {
  --bg: #f3f7fd;
  --surface: #ffffff;
  --surface-2: #eaf1fb;
  --text: #12263f;
  --muted: #526783;
  --primary: #0c63d4;
  --primary-2: #094da5;
  --accent: #10995b;
  --border: #d8e1ef;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 12px 34px rgba(6, 29, 59, 0.09);
  --shadow-soft: 0 6px 20px rgba(6, 29, 59, 0.07);
  --max: 1140px;
  --font: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
}
img { display: block; max-width: 100%; }
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }

.container { width: min(var(--max), 92%); margin-inline: auto; }
.section { padding: 4.5rem 0; }
.section-alt { background: linear-gradient(180deg, #f8fbff 0%, #edf4ff 100%); }

.skip-link {
  position: absolute;
  left: -999px;
  top: 0;
  background: #000;
  color: #fff;
  padding: .5rem .75rem;
  z-index: 999;
}
.skip-link:focus { left: .5rem; top: .5rem; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 80;
  background: rgba(255,255,255,0.95);
  border-bottom: 1px solid var(--border);
  backdrop-filter: blur(8px);
}
.nav-wrap { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.brand { display: flex; align-items: center; gap: .7rem; color: var(--text); text-decoration: none; font-weight: 800; }
.brand-mark {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--primary), var(--primary-2));
  color: #fff;
  font-size: .95rem;
}
.brand-text { font-size: .95rem; }

.main-nav { display: flex; align-items: center; gap: 1rem; }
.main-nav ul { list-style: none; display: flex; gap: .65rem; }
.main-nav a[data-nav] {
  color: var(--text);
  font-weight: 600;
  border-radius: 8px;
  padding: .45rem .72rem;
}
.main-nav a[data-nav]:hover,
.main-nav a[data-nav].active { background: var(--surface-2); text-decoration: none; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  padding: .72rem 1rem;
  font-weight: 700;
  transition: .25s ease;
  border: 1px solid transparent;
}
.btn-primary { background: linear-gradient(135deg, var(--primary), var(--primary-2)); color: #fff; }
.btn-primary:hover { box-shadow: var(--shadow-soft); transform: translateY(-1px); text-decoration: none; }
.btn-ghost { background: #fff; border-color: var(--border); color: var(--text); }
.btn-ghost:hover { background: var(--surface-2); text-decoration: none; }

.mobile-toggle {
  display: none;
  border: 1px solid var(--border);
  border-radius: 10px;
  background: #fff;
  padding: .45rem;
}
.mobile-toggle span { display: block; width: 22px; height: 2px; background: var(--text); margin: 4px 0; }

.hero { position: relative; overflow: clip; padding: 5.5rem 0 4.5rem; }
.hero-bg { position: absolute; inset: 0; background: radial-gradient(circle at 20% 12%, rgba(12,99,212,.16), transparent 40%), radial-gradient(circle at 80% 58%, rgba(16,153,91,.11), transparent 35%); pointer-events: none; }
.hero-grid { position: relative; display: grid; grid-template-columns: 1.1fr .9fr; gap: 2rem; align-items: center; }
.eyebrow { color: var(--primary-2); text-transform: uppercase; letter-spacing: .4px; font-weight: 700; font-size: .84rem; margin-bottom: .55rem; }
h1 { font-size: clamp(1.85rem, 3.6vw, 3rem); line-height: 1.14; margin-bottom: .9rem; }
.lead { color: var(--muted); font-size: 1.05rem; }
.hero-cta { margin-top: 1.2rem; display: flex; flex-wrap: wrap; gap: .8rem; }
.hero-list { margin-top: 1rem; padding-left: 1.2rem; color: var(--muted); }
.hero-media img { border-radius: var(--radius); box-shadow: var(--shadow); }

.section-head { margin-bottom: 1.25rem; }
h2 { font-size: clamp(1.4rem, 2.7vw, 2rem); line-height: 1.2; }
h3 { font-size: 1.08rem; margin-bottom: .45rem; }

.cards-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
  padding: 1rem;
}
.card p { color: var(--muted); }

.steps { list-style: none; display: grid; gap: .8rem; }
.steps li { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-sm); padding: .95rem 1rem; }

.faq { display: grid; gap: .75rem; }
.faq-item { background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius-sm); overflow: hidden; }
.faq-trigger { width: 100%; text-align: left; background: transparent; border: 0; font-weight: 700; color: var(--text); padding: 1rem; cursor: pointer; }
.faq-content { max-height: 0; overflow: hidden; transition: max-height .25s ease; }
.faq-content p { padding: 0 1rem 1rem; color: var(--muted); }

.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.contact-card, .form-wrap {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
  padding: 1rem;
}
.form-grid { display: grid; gap: .9rem; }
label { display: block; font-weight: 600; margin-bottom: .3rem; }
input, textarea {
  width: 100%;
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: .72rem .8rem;
  font: inherit;
  color: var(--text);
  background: #fff;
}
textarea { min-height: 120px; resize: vertical; }
input:focus, textarea:focus, button:focus, a:focus { outline: 3px solid rgba(12,99,212,.2); outline-offset: 1px; }
.error-msg { color: #b42318; font-size: .9rem; margin-top: .25rem; }
.success-msg { color: #067647; font-weight: 600; margin-top: .7rem; }

.legal-main { padding: 3.5rem 0 5rem; }
.legal-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: var(--shadow-soft);
  padding: 1.2rem;
  max-width: 920px;
}
.legal-meta { display: flex; flex-wrap: wrap; gap: .6rem; margin: .8rem 0 1rem; }
.badge { background: var(--surface-2); border: 1px solid var(--border); color: var(--primary-2); border-radius: 99px; padding: .25rem .55rem; font-size: .85rem; font-weight: 700; }
.legal-toc { border: 1px dashed var(--border); border-radius: var(--radius-sm); padding: .9rem; margin: 1rem 0 1.2rem; }
.legal-toc ul { padding-left: 1.1rem; color: var(--muted); }
.legal-content section { margin-bottom: 1.2rem; }
.legal-content p, .legal-content li { color: #2a3e58; }
.legal-content ul { padding-left: 1.15rem; }

.site-footer { background: #0d1b2f; color: #dce8fb; margin-top: 2rem; padding-top: 2rem; }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr 1fr; gap: 1rem; }
.site-footer h3 { color: #fff; margin-bottom: .5rem; }
.site-footer a { color: #dce8fb; }
.footer-links { list-style: none; display: grid; gap: .35rem; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.15); margin-top: 1rem; padding: .8rem 0 1rem; font-size: .92rem; }

.back-to-top {
  position: fixed;
  right: 1rem;
  bottom: 1rem;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 0;
  background: var(--primary);
  color: #fff;
  box-shadow: var(--shadow);
  cursor: pointer;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: .25s ease;
}
.back-to-top.show { opacity: 1; visibility: visible; transform: translateY(0); }

.reveal { opacity: 0; transform: translateY(14px); transition: .45s ease; }
.reveal.is-visible { opacity: 1; transform: none; }

@media (max-width: 900px) {
  .hero-grid, .cards-grid, .contact-grid, .footer-grid { grid-template-columns: 1fr; }
  .main-nav {
    position: absolute;
    top: 76px;
    left: 0;
    right: 0;
    background: #fff;
    border-bottom: 1px solid var(--border);
    padding: .8rem 4%;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: .7rem;
  }
  .main-nav.open { display: flex; }
  .main-nav ul { flex-direction: column; }
  .mobile-toggle { display: inline-block; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}